I know what your thinking. Your thinking “Skip to the End, what are the benefits of a savings account?” Look no further.

Over the past year we have all seen how unreliable the stock market can be. Over the past few weeks we have seen how unreliable currency can be. And as this guy will tell you (just before the credit crunch), credit is not a good idea.

So what should you do with your money?

You could put your money in a savings account. If more people did this and lived within their means, rather than getting into debt for things you don’t really mean, there wouldn’t have been a credit crunch in the first place.

Everyone is looking for a way to make money fast buy doing nothing. This sort of mentality causes recessions, its addictive, greedy and will leave you penniless. Instead you could save and work for your money, both contributing to society and guaranteeing that you wont blow all your cash away. Get smart people, if you want something in this world you have to work for it. The stock market is for people who have nothing to contribute to the world. Work for your money, get a savings account, and buy things when you can afford it.